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Ohio Property + Casualty Combined Prelicensing (40-Hour)

This 40-hour internet self-study prelicensing course is prepared for Ohio Department of Insurance (ODI) provider authorization under OAC 3901-5-06 and course approval under OAC 3901-5-07. Enrollment, payment, certificates, completion reporting, and any Ohio prelicensing-credit claim remain closed until written ODI provider authorization and course-specific written approval are on file.

Audience

Ohio Property + Casualty insurance license candidates

After OH DOI approval, this course is intended for Ohio resident producer candidates pursuing both the Property and Casualty major lines. Per OAC 3901-5-07(F) the provider issues two 20-hour completion certificates (one Property, one Casualty) so students may sit standalone or combined PSI exams. Until written approval is posted, students who need credit must use a provider already authorized by ODI.

Certificates

No Ohio credit before written approval

Certificate templates and ODI Gateway-style export controls are staged, but official certificates, completion reporting, and any Ohio prelicensing-credit claim stay disabled until written ODI provider authorization and course-specific written approval are received and the course is intentionally opened. ORC 3905.01 et seq. prohibits acting as an Ohio insurance agent without an active ODI-issued license.

40-hour Ohio DOI credit-hour package — 8 sequential lessons covering ORC Chapters 3905, 3935, 3937, 4123 (BWC), and 4509 plus Ohio Unfair Claims Settlement Practices and Marshall v. Allstate UM/UIM stacking

Delivery follows the OAC 3901-5-07(F) internet self-study structure: sequential lessons with forced progression, active seat-time tracking, identity verification, embedded knowledge checks, final-exam affidavit, and a randomized 100-question course final exam with 70% passing score. Coverage includes Lake Erie shoreline windstorm/flood considerations, Ohio's monopolistic BWC workers' compensation system, the Stop-Gap endorsement, ORC 3937.18 UM/UIM and Marshall v. Allstate stacking, and ORC Chapter 4509 financial responsibility.

1

Lesson 1: Lesson 1: Ohio DOI Authority and ORC Chapter 3905 Producer Licensing for P&C (5 hrs)

2

Lesson 2: Lesson 2: Property Insurance Fundamentals and Causes of Loss (5 hrs)

3

Lesson 3: Lesson 3: Ohio Homeowners and Dwelling — ORC 3935 + Great Lakes Coverage Issues (6 hrs)

4

Lesson 4: Lesson 4: Commercial Property, BOP, and Inland Marine (5 hrs)

5

Lesson 5: Lesson 5: Personal and Commercial Auto — ORC Chapter 4509 + ORC 3937.18 UM/UIM (7 hrs)

6

Lesson 6: Lesson 6: Casualty — General Liability, Workers Comp, Umbrella (6 hrs)

7

Lesson 7: Lesson 7: Surety, Bonds, Crime, Cyber, and Specialty Lines (4 hrs)

8

Lesson 8: Lesson 8: Ohio Claims, Ethics, Marketing, and Exam Prep (3 hrs)

Review gates

What must happen before launch

The public page is intentionally approval-dependent. It documents readiness without suggesting that the course is already approved, open, or usable for an Ohio licensing requirement.

Qualified insurance subject-matter review of Ohio P&C law cards, rationales, examples, and final exam alignment
ODI provider authorization under OAC 3901-5-06
Course-specific written ODI approval before checkout, enrollment, certificates, reporting, or credit claims
Planned post-approval tuition: $159.99 planned after OH DOI approval
Candidates must verify current PSI Ohio Candidate Information Bulletin parameters on test day; the current bulletin always controls
As of March 10, 2026, OH insurance exams are in-person only at a PSI test center; no remote-proctored option
Preferred support channel

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