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Ohio Personal Lines Prelicensing (20-Hour)

This 20-hour internet self-study prelicensing course is prepared for Ohio Department of Insurance (ODI) provider authorization under OAC 3901-5-06 and course approval under OAC 3901-5-07. Enrollment, payment, certificates, completion reporting, and any Ohio prelicensing-credit claim remain closed until written ODI provider authorization and course-specific written approval are on file.

Audience

Ohio Personal Lines insurance license candidates

After OH DOI approval, this course is intended for Ohio resident producer candidates pursuing the Personal Lines line of authority — a narrower authority limited to personal homeowners, dwelling, personal auto, and personal umbrella products. Until written approval is posted, students who need credit must use a provider already authorized by ODI.

Certificates

No Ohio credit before written approval

Certificate templates and ODI Gateway-style export controls are staged, but official certificates, completion reporting, and any Ohio prelicensing-credit claim stay disabled until written ODI provider authorization and course-specific written approval are received and the course is intentionally opened. ORC 3905.01 et seq. prohibits acting as an Ohio insurance agent without an active ODI-issued license.

20-hour Ohio DOI Personal Lines package — 5 sequential lessons covering ORC Chapters 3905, 3935, 3937.18 (UM/UIM with Marshall v. Allstate stacking), and 4509 financial responsibility

Delivery follows the OAC 3901-5-07(F) internet self-study structure: sequential lessons with forced progression, active seat-time tracking, identity verification, embedded knowledge checks, final-exam affidavit, and a randomized 75-question course final exam with 70% passing score. Coverage includes Ohio HO/DP forms, Lake Erie shoreline windstorm/flood considerations, federal NFIP overlay, Ohio Personal Auto Policy with ORC Chapter 4509 financial responsibility and SR-22-equivalent filings.

1

Lesson 1: Lesson 1: Ohio DOI Authority and ORC Chapter 3905 Personal Lines Licensing (4 hrs)

2

Lesson 2: Lesson 2: Property Fundamentals and Ohio Homeowners (ORC Chapter 3935) (5 hrs)

3

Lesson 3: Lesson 3: Personal Auto Policy and Ohio Financial Responsibility (6 hrs)

4

Lesson 4: Lesson 4: Personal Umbrella, Watercraft, Flood, and Specialty PL (3 hrs)

5

Lesson 5: Lesson 5: Ohio Claims, Ethics, Marketing, and Exam Prep (4 hrs)

Review gates

What must happen before launch

The public page is intentionally approval-dependent. It documents readiness without suggesting that the course is already approved, open, or usable for an Ohio licensing requirement.

Qualified insurance subject-matter review of Ohio Personal Lines law cards, rationales, examples, and final exam alignment
ODI provider authorization under OAC 3901-5-06
Course-specific written ODI approval before checkout, enrollment, certificates, reporting, or credit claims
Planned post-approval tuition: $99.99 planned after OH DOI approval
Candidates must verify current PSI Ohio Candidate Information Bulletin parameters on test day; the current bulletin always controls
As of March 10, 2026, OH insurance exams are in-person only at a PSI test center; no remote-proctored option
Preferred support channel

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