Course purpose
Alabama's initial long-term care producer training required before soliciting, selling, or negotiating long-term care insurance (Ala. Admin. Code r. 482-1-091-.32). It teaches LTC fundamentals and benefit design; the federal tax-qualified standard; suitability, underwriting, inflation protection, and replacement; and the required training topics, including the Alabama Long-Term Care Insurance Partnership Program and its dollar-for-dollar Medicaid asset disregard. It explains Alabama Medicaid - administered by the Alabama Medicaid Agency - and its relationship to LTC eligibility; and Alabama's unfair trade practices law (the Alabama Insurance Trade Practices Law, Ala. Code Title 27, Chapter 12 (general prohibition at § 27-12-2)) with producer discipline (Ala. Code § 27-7-19 (producer licensing under Title 27, Chapter 7)) - with lesson knowledge checks, a final exam, a certificate, and CE reported to Alabama Department of Insurance through the NAIC State Based Systems (SBS). Delivered as a bilingual online 8-hour course.
Acceptance responsibility
There is no single national approval body for this type of education course. If a court, officer, employer, school, or agency assigned the course, confirm that they accept an online certificate course before paying or relying on completion.
Before-purchase review materials
Students can share the course name, 8 hours / 480 minutes length, curriculum preview, published price, education-only boundaries, and verification details before paying.
Education-only boundary
This course is not pre-licensing and does not qualify you to sit for an Alabama licensing exam; it is post-license continuing education only. Alabama-approved continuing education (Alabama Department of Insurance Provider #500033130). CE credit is earned only for the line(s) of authority and credit type the Department approved for this course; confirm the credit type and hours apply to your specific license and renewal requirement before relying on it. Completion and CE credit are reported to the Alabama Department of Insurance; the certificate documents completion but acceptance toward your renewal is governed by the Department's records. Verify your CE transcript after completion.
Course timing
The course requires 8 hours / 480 minutes total. Lessons are completed online in sequence, and active course time is measured before the certificate can be issued.
Certificate requirements
A certificate is available after the student completes the course sequence, satisfies identity and seat-time controls, and passes the final review.
Bilingual access
The public information and core learning path are available in English and Spanish.
Price-match review
The posted tuition is $44.99. If a student finds a lower current public price for a comparable online certificate course, the request can be reviewed for a price match before purchase.
Support route
Support is handled by FAQ and email. A public phone number is not displayed unless a controlling rule requires one.
