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Florida Annuity Best-Interest Training (4-Hour)
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Florida Insurance Pre-Licensing

Florida Annuity Best-Interest Training (4-Hour, F.S. 627.4554)

Self-study online 4-hour DFS-approved annuity best-interest producer training required under F.S. 627.4554 (Florida's adoption of the NAIC Suitability in Annuity Transactions Model #275 best-interest revisions, effective January 1, 2024) before any producer may solicit or sell annuities in Florida. Covers the best-interest standard of conduct and its four obligations (care, disclosure, conflict-of-interest, documentation); fixed, indexed, and variable annuity types and their suitability differences; collecting the consumer profile / suitability information; material conflicts and cash and non-cash compensation disclosure; replacement and exchange analysis (1035 exchanges, surrender charges, suitability of replacement); and senior and vulnerable-consumer protections. The course also explains the producer-training requirement itself: the one-time 4-hour training for new producers and the 1-hour update for producers trained before the new best-interest standard. Completion is reported to DFS (DICE) and also counts toward elective CE; there is no Pearson VUE state examination.

Enroll nowSupport
Florida DFS approved - enrollment open
Included practice advantage

Large practice bank included at no extra charge

Tuition includes timed Pearson VUE-style practice sets, unlimited random sessions, post-submission explanations, and randomized questions from the course bank. It is not sold as a separate paid study add-on.

Bank
Large
original questions
Practice
Unlimited
attempts with explanations
Extra charge
$0
included with the course

Practice uses original questions aligned to the published outline; it does not reproduce live state exam questions.

Built for exam readiness
Course final and exam practice
  • •The course final exam uses 25 randomized multiple-choice questions in 45 minutes, with a 70% passing score.
  • •Unlimited practice attempts with explanations after each submission
  • •Familiar interface: one question per screen, review tools, and timer
  • •Randomized questions and answer positions from the large practice bank

Aligned to the published outline; no proprietary software or live state exam questions are reproduced.

4 approved hoursDFS approved 05/19/2026DFS Provider #37487025-question final70% passing
Step 1

Enroll online

Create your account, pay the course tuition, and start the online course.

Step 2

Complete the lessons

Work through 4 hours of self-study online content with sequential lessons, active-time controls, and chapter assessments.

Step 3

Pass the exam and get your certificate

Pass the 25-question final exam with 70% or higher. Your certificate is issued after identity, lessons, seat time, and exam requirements are complete.

Price Review

Found a lower comparable DFS-approved course price? Send it before checkout.

$19.99 (planned) after Florida DFS CE course approval is the all-inclusive tuition. Review compares license authority, essential hours, online format, and mandatory fees.

Request a price match
The lower price must be a current public price for a comparable Florida DFS-approved 4-hour online course for Annuity Best-Interest Producer Training (Life/Annuity 2-14 / 2-15 / 2-18) — Mandated 4-Hour Course.
The comparison uses the student's all-in mandatory cost before course completion, including any mandatory certificate, processing, reporting, or materials fees the provider requires.
Private coupon codes, expired promotions, affiliate or private-link prices, typo prices, wholesale rates, group rates, bundles, conditional discounts, nonpublic links, offers made to manipulate the review, hidden-fee offers, courses not approved by DFS, and courses for a different license authority are not included.
Qualified requests are reviewed manually and, if approved, matched at the verified price before purchase.
National Course Portal may ask for provider URLs, screenshots, checkout-page proof, timestamps, fee details, or other reasonable verification and may deny requests that cannot be verified, change before review, or do not represent a good-faith equivalent public offer.
One price-match review is allowed per Florida Annuity Best-Interest Training (4-Hour, F.S. 627.4554) enrollment. Review does not apply retroactively to completed purchases.
National Course Portal reserves the right to decline a request if the verified all-in cost is below our cost or appears intended to exploit the review.
The request must include a public verifiable competitor URL that a reviewer can open in an incognito window with no logged-in session, no affiliate code, no coupon code, and no private parameter. Screenshots without a URL, private links, login-gated pages, and bot-scraped prices are not accepted.
Free resources, free government courses, guides, PDFs, videos, forums, partial simulators, study materials, offers without a comparable certificate, offers without comparable reporting, and nonequivalent course formats are not equivalent paid offers for price matching.
The quoted price must be live and publicly available at the time National Course Portal's reviewer opens the URL. If the price changed, expired, or disappeared between submission and review, the request is closed without a match.
Aggregate per-student cap: no more than 2 price matches will be approved for the same student, account, email address, or payment method within any rolling 365-day window, summed across all courses.
Approved matches are valid for 48 hours from the approval notification. If the student does not complete checkout inside that window, the quote expires and a new request with a current verifiable public price is required.

Florida DFS reporting included

National Course Portal reports eligible completions to the Florida Department of Financial Services (DFS) through DICE using Provider #374870, after completion review. Students receive an email confirmation once the completion roster has been accepted by DICE.

Course topics
the F.S. 627.4554 / NAIC #275 best-interest standard of conduct
the four obligations: care, disclosure, conflict of interest, documentation
annuity types and suitability differences (fixed, indexed, variable)
collecting consumer-profile and suitability information
material conflicts and cash / non-cash compensation disclosure
replacement and exchange analysis (1035 exchanges, surrender charges)
senior and vulnerable-consumer protections
the producer-training requirement (4-hour new + 1-hour update)
the safe-harbor for FINRA / Reg BI compliant recommendations
documentation and three-year recordkeeping of the recommendation basis