Online course

Indiana Life Insurance Only Prelicensing (20-Hour)

Twenty-hour internet self-study prelicensing course for the Indiana Life Insurance Only license. Four sequential 5-hour lessons covering IDOI regulatory authority under Title 27 of the Indiana Code, producer licensing under IC 27-1-15.6, continuing education under IC 27-1-15.7, unfair insurance practices under IC 27-4-1, unfair claims settlement practices under IC 27-4-1-4.5, IC 27-1-12 mandatory life policy provisions (insurable interest under IC 27-1-12-17.1 + Indiana common law, the bundled standard provisions — incontestability, grace, reinstatement, misstatement of age, free look, entire contract — at IC 27-1-12-6, policy loans, non-forfeiture, settlement options, replacement, and misstatement of age and sex), group life under IC 27-1-12-37 et seq., annuity suitability / best-interest under 760 IAC 1-72 (enabled by IC 27-4-9; not IC 27-1-12.8, which is the Standard Valuation Law), the genetic-information bar of IC 27-2-21, cybersecurity duties under IC 27-2-27, the Indiana Insurance Guaranty Association under IC 27-8-8, life products (term, whole life, universal life, variable life and VUL, indexed UL, annuities), underwriting (MIB, APS, paramed, MVR, risk classification), business uses (key person, buy-sell, executive bonus, split-dollar), personal uses (mortgage protection, family income, estate planning, IRC §2042 and ILITs), HIPAA and federal best-interest standards, and an 85-question Pearson-VUE-style mock final.

Course information Support

Indiana IDOI approved 2026-07-02 · Course #47760 - enrollment open

20 approved hoursIndiana IDOI approved 2026-07-02Course #47760IDOI Provider #18687895-question final70% passing

Why choose this course

Clear course-specific information

Support and disclosure pages that are easy to review

Built-in help for common questions

Step 1

Review course information

Read the course details and acceptance notes before making plans.

Step 2

Watch for updates

Work through the sequential online lessons with knowledge checks and active-time tracking, in English or Spanish, at your own pace.

Step 3

Create your account

Create your student account, enroll, and start immediately online — your certificate is issued after you finish the lessons, seat time, and final exam.

Enrollment open

Enroll now — start immediately

Tuition is $79.99, all-inclusive: lessons, practice, the final exam, and certificate controls. Create your student account, pay tuition, and start immediately online.

The 90 Club™ included — score 90%+ on your first final-exam attempt and get $20.00 back ($59.99 net)

Create account & enroll$79.99

Price check

Found a lower advertised price for the same approved course? We price-match.

Send the public competitor link before you pay — qualifying requests are reviewed manually and matched before payment.

Found it cheaper? Price match

Compare the price

The Indiana Life Insurance Only 20-hour producer pre-licensing requirement compared with major national schools. Most national providers sell Indiana life training inside a combined 40-hour Life & Health package, so their prices cover more hours than the single 20-hour Life line requires. National Course Portal sells the exact 20-hour Life Only course.

Provider

Hours

Price

Notes

Source

National Course Portal

20 hr

$79.99

Spanish-language enrollment & support · large question bank · monitored final · money-back rebate (The 90 Club™)

This site

XCEL Solutions

40 hr

$199–$299

English only; $199–$299 combined Life & Health package (closest comparable)

Source

Kaplan

40 hr

From ~$125

English only; combined Life & Health package pricing (closest comparable), tiered

Source

Competitor prices verified from each provider's public site (ranges/packages quoted honestly); subject to change. National Course Portal price-matches eligible comparable Indiana offers — the highlighted row shows what's included.

Course topics

IDOI regulatory authority under Title 27 of the Indiana Code

Producer licensing under IC 27-1-15.6 and grounds for revocation under IC 27-1-15.6-12

Continuing education under IC 27-1-15.7 (24 hours per biennium, 3 ethics)

Unfair trade and claims practices under IC 27-4-1 and IC 27-4-1-4.5

IC 27-1-12 mandatory life policy provisions and insurable interest (IC 27-1-12-17.1 for employer-owned coverage; Indiana common law for individual relationships)

Incontestability, grace, reinstatement, misstatement of age, free look, and entire contract — all bundled at IC 27-1-12-6

Policy loans (IC 27-1-12-19), non-forfeiture (IC 27-1-12-20), and settlement options (IC 27-1-12-24)

Replacement of life and annuity contracts under IC 27-1-12-43 and 760 IAC 1-16.1 (20-day replacement free-look per -6(5))

Group life insurance under IC 27-1-12-37 et seq. and conversion/portability

Annuity suitability / best-interest under 760 IAC 1-72 — IC 27-4-9 enabling authority; NOT IC 27-1-12.8 (NAIC best-interest, Model #275)

Life insurance products: term, whole life, universal life, variable life and VUL, indexed UL

Annuity products: fixed, variable, indexed; accumulation, annuitization, exclusion ratio

Underwriting: MIB, APS, paramed exam, MVR, prescription history, risk classification

Genetic information anti-discrimination under IC 27-2-21

Insurance data security under IC 27-2-27 (3-business-day breach notification to IDOI under IC 27-2-27-21)

Indiana Life and Health Insurance Guaranty Association under IC 27-8-8

Business uses of life insurance: key person, buy-sell, executive bonus, split-dollar

Personal uses: family income, mortgage protection, estate planning, IRC §2042, ILITs

HIPAA Privacy Rule and federal best-interest framework (Regulation BI, NAIC model)

Pearson VUE Indiana Life exam format (95 total questions, 120-minute seat time, 70% passing)

Price-Match Review

Found a lower public price? We will match it.

If you find a lower current public all-in mandatory cost for an equivalent IN IDOI Life Only Prelicensing (20hr) online course, submit the details for manual review.

Request a price match

The lower price must be a current public cost, available to the same student, for an equivalent approved IN IDOI Life Only Prelicensing (20hr) online course serving the same requirement with the same essential duration, delivery method, certificate path, and reporting value when reporting applies.

The comparison uses the student's all-in mandatory cost before course completion, including state fees, assessment fees, mandatory certificate fees, mandatory processing, mandatory reporting, and any other required charge.

Private coupon codes, expired promotions, affiliate or private-link prices, typo prices, wholesale rates, group rates, bundles, conditional discounts, nonpublic links, offers made to manipulate the review, hidden-fee offers, and nonequivalent course formats are not included.

Qualified requests are reviewed manually and, if approved, matched at the verified price before purchase.

National Course Portal may ask for provider URLs, screenshots, checkout-page proof, timestamps, fee details, or other reasonable verification and may deny requests that cannot be verified, change before review, are unavailable to ordinary public students, or do not represent a good-faith equivalent public offer.

One price-match review is allowed per enrollment. Review does not apply retroactively to completed purchases.

National Course Portal reserves the right to decline a request if the verified all-in cost is below our cost or appears intended to exploit the review.

The request must include a public verifiable competitor URL that a reviewer can open in an incognito window with no logged-in session, no affiliate code, no coupon code, and no private parameter. Screenshots without a URL, private links, login-gated pages, and bot-scraped prices are not accepted.

Free resources, free government courses, guides, PDFs, videos, forums, partial simulators, study materials, offers without a comparable certificate, offers without comparable reporting, and nonequivalent course formats are not equivalent paid offers for price matching.

The quoted price must be live and publicly available at the time National Course Portal's reviewer opens the URL. If the price changed, expired, or disappeared between submission and review, the request is closed without a match.

Aggregate per-student cap: no more than 2 price matches will be approved for the same student, account, email address, or payment method within any rolling 365-day window, summed across all courses.

Approved matches are valid for 48 hours from the approval notification. If the student does not complete checkout inside that window, the quote expires and a new request with a current verifiable public price is required.