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IN IDOI Personal Lines Prelicensing (20hr)
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Online course

Indiana Personal Lines Insurance Prelicensing (20-Hour)

Twenty-hour internet self-study prelicensing course for the Indiana Personal Lines insurance license. Four sequential 5-hour lessons covering IDOI regulatory authority under Title 27, producer licensing under IC 27-1-15.6, CE under IC 27-1-15.7, unfair trade and claims practices under IC 27-4-1 and IC 27-4-1-4.5, mandatory financial responsibility under IC 27-7-5 (including the IC 27-7-5-2 minimum auto liability limits), the Indiana Auto Insurance Plan (INAIP) under IC 27-7-6, mandatory UM/UIM coverage under IC 27-7-8, Indiana's at-fault tort system under IC 27-7-9, modified comparative fault under IC 34-51-2 and the 51% bar to recovery, cancellation and non-renewal of property insurance under IC 27-7-2, credit-information restrictions under IC 27-2-21, cybersecurity and three-business-day breach notification under IC 27-2-27-21(c), the Indiana Insurance Guaranty Association under IC 27-6-8, 760 IAC 1-* administrative rules, the ISO Personal Auto Policy (PP 00 01) and its six coverage parts, the ISO Homeowners forms (HO-2, HO-3, HO-4, HO-5, HO-6, HO-8), the Dwelling Fire forms (DP-1, DP-2, DP-3), the Indiana FAIR Plan, the National Flood Insurance Program, earthquake endorsements, personal umbrella, personal watercraft, recreational vehicle, mobile home, and inland marine specialty products, the six elements of a valid insurance contract, agency law, the BMV's role in registration/suspension/SR-22, and an 85-question Pearson-VUE-style mock final at 70% passing.

Course informationSupport
Indiana IDOI approved 2026-07-02 · Course #47764 - enrollment open
20 approved hoursIndiana IDOI approved 2026-07-02Course #47764IDOI Provider #186878115-question final70% passing
Why choose this course
Clear course-specific information
Support and disclosure pages that are easy to review
Built-in help for common questions
Step 1

Review course information

Read the course details and acceptance notes before making plans.

Step 2

Watch for updates

Work through the sequential online lessons with knowledge checks and active-time tracking, in English or Spanish, at your own pace.

Step 3

Create your account

Create your student account, enroll, and start immediately online — your certificate is issued after you finish the lessons, seat time, and final exam.

Enrollment open

Enroll now — start immediately

Tuition is $89.99, all-inclusive: lessons, practice, the final exam, and certificate controls. Create your student account, pay tuition, and start immediately online.

The 90 Club™ included — score 90%+ on your first final-exam attempt and get $20.00 back ($69.99 net)

Create account & enroll$89.99
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The 20-hour Indiana Personal Lines producer pre-licensing course at major national schools, compared with National Course Portal.

Provider
Hours
Price
Notes
Source
National Course Portal
20 hr
$89.99
Spanish-language enrollment & support · large question bank · monitored final · money-back rebate (The 90 Club™)
This site
Kaplan
20 hr
From ~$125
English only; tiered/modular pricing, paid study-window extensions
Source
XCEL Solutions
40 hr
$199–$299
English only; personal-lines training sold via the $199–$299 P&C package (closest comparable)
Source

Competitor prices verified from each provider's public site (ranges/packages quoted honestly); subject to change. National Course Portal price-matches eligible comparable Indiana offers — the highlighted row shows what's included.

Course topics
IDOI regulatory authority under Title 27 of the Indiana Code
Producer licensing under IC 27-1-15.6 and grounds for revocation under IC 27-1-15.6-12
Producer appointments under IC 27-1-15.6-14
Continuing education under IC 27-1-15.7 (24 hours per biennium, 3 ethics)
Unfair trade practices and rebating under IC 27-4-1 and IC 27-4-1-4
Unfair claims settlement practices under IC 27-4-1-4.5
Cancellation and non-renewal of property insurance under IC 27-7-2
Mandatory financial responsibility under IC 27-7-5 and minimum auto liability limits under IC 27-7-5-2
Indiana Auto Insurance Plan (INAIP) under IC 27-7-6
Mandatory uninsured and underinsured motorist coverage under IC 27-7-8
Indiana's at-fault tort system under IC 27-7-9
Modified comparative fault and the 51% bar to recovery under IC 34-51-2
Genetic information protections under IC 27-8-26
Insurance data security and three-business-day breach notification under IC 27-2-27-21(c)
Indiana Insurance Guaranty Association under IC 27-6-8
760 IAC 1-* administrative records retention rules
ISO Personal Auto Policy (PAP) PP 00 01 — six coverage parts
ISO Homeowners forms: HO-2, HO-3, HO-4, HO-5, HO-6, HO-8
Dwelling Fire forms: DP-1, DP-2, DP-3
HO coverage parts A through F (dwelling, other structures, personal property, loss of use, personal liability, medical payments)
HO-3 exclusions catalog
Indiana FAIR Plan as the property residual market
National Flood Insurance Program (NFIP)
Earthquake endorsements and Indiana seismic exposure
Specialty personal lines: personal umbrella, watercraft, RV, mobile home, inland marine
Six elements of a valid insurance contract; aleatory/adhesion/unilateral/conditional/personal/indemnity characteristics
Insurable interest in property; utmost good faith; representations, warranties, concealment, fraud
Risk concepts, adverse selection, and the law of large numbers
Indemnity, subrogation, salvage, and abandonment
Agency law: express, implied, and apparent authority
Indiana Bureau of Motor Vehicles role in registration, license suspension, and SR-22 filings
ALTA Best Practices concepts for producer trust
HIPAA's narrow application in personal lines practice
Pearson VUE Indiana Personal Lines exam format (115 total questions, 120-minute seat time, 70% passing)
Price-Match Review

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If you find a lower current public all-in mandatory cost for an equivalent IN IDOI Personal Lines Prelicensing (20hr) online course, submit the details for manual review.

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The lower price must be a current public cost, available to the same student, for an equivalent approved IN IDOI Personal Lines Prelicensing (20hr) online course serving the same requirement with the same essential duration, delivery method, certificate path, and reporting value when reporting applies.
The comparison uses the student's all-in mandatory cost before course completion, including state fees, assessment fees, mandatory certificate fees, mandatory processing, mandatory reporting, and any other required charge.
Private coupon codes, expired promotions, affiliate or private-link prices, typo prices, wholesale rates, group rates, bundles, conditional discounts, nonpublic links, offers made to manipulate the review, hidden-fee offers, and nonequivalent course formats are not included.
Qualified requests are reviewed manually and, if approved, matched at the verified price before purchase.
National Course Portal may ask for provider URLs, screenshots, checkout-page proof, timestamps, fee details, or other reasonable verification and may deny requests that cannot be verified, change before review, are unavailable to ordinary public students, or do not represent a good-faith equivalent public offer.
One price-match review is allowed per enrollment. Review does not apply retroactively to completed purchases.
National Course Portal reserves the right to decline a request if the verified all-in cost is below our cost or appears intended to exploit the review.
The request must include a public verifiable competitor URL that a reviewer can open in an incognito window with no logged-in session, no affiliate code, no coupon code, and no private parameter. Screenshots without a URL, private links, login-gated pages, and bot-scraped prices are not accepted.
Free resources, free government courses, guides, PDFs, videos, forums, partial simulators, study materials, offers without a comparable certificate, offers without comparable reporting, and nonequivalent course formats are not equivalent paid offers for price matching.
The quoted price must be live and publicly available at the time National Course Portal's reviewer opens the URL. If the price changed, expired, or disappeared between submission and review, the request is closed without a match.
Aggregate per-student cap: no more than 2 price matches will be approved for the same student, account, email address, or payment method within any rolling 365-day window, summed across all courses.
Approved matches are valid for 48 hours from the approval notification. If the student does not complete checkout inside that window, the quote expires and a new request with a current verifiable public price is required.