Curriculum: Indiana Title Insurance Producer Prelicensing (10-Hour)

Orient Indiana Title Insurance Producer candidates to the Indiana Department of Insurance (IDOI) authority under Title 27 of the Indiana Code, the producer licensing framework of IC 27-1-15.6, the dedicated title insurance statute IC 27-7-3, title rate and form filings under IC 27-1-22-28, Indiana unfair-practice and anti-rebate law, RESPA Sections 8 and 9 (12 U.S.C. § 2607 and § 2608), the ALTA policy form architecture, and the transactional flow from purchase contract through commitment to final policy issuance.

• -Identify the Indiana statutes, IDOI rules, ALTA forms, and core concepts taught in Lesson 1: Orientation, Indiana Regulatory Framework, and Title Insurance Fundamentals.
• -Apply the lesson's rules to realistic Indiana title insurance closings, commitments, and consumer disclosures.
• -Distinguish mandatory regulatory obligations from best-practice steps within the lesson topic.
• -Recognize the coverage triggers, exclusions, exceptions, and Indiana-specific endorsements that shape title policies covered in this lesson.

Master Indiana title insurance escrow operations and the closing transaction under IC 27-7-3.7 escrow/good-funds rules, IC 27-7-3-22 closing protection letters, the federal TRID Loan Estimate and Closing Disclosure framework under 12 CFR 1026.19, mechanic's lien risk under IC 32-28-3, deed types and warranties, the difference between marketability and insurability of title, the principal title defect categories, and curative procedures including quiet title actions under IC 32-21-13.

• -Identify the Indiana statutes, IDOI rules, ALTA forms, and core concepts taught in Lesson 2: Escrow, Closing, Title Examination, and Title Defects.
• -Apply the lesson's rules to realistic Indiana title insurance closings, commitments, and consumer disclosures.
• -Distinguish mandatory regulatory obligations from best-practice steps within the lesson topic.
• -Recognize the coverage triggers, exclusions, exceptions, and Indiana-specific endorsements that shape title policies covered in this lesson.

Consolidate Indiana producer ethics, the comprehensive IC 27-7-3 statutory framework for title insurers and producers, anti-rebate and anti-inducement rules under IC 27-1-20-30 and IC 27-4-1, rate and form filing requirements under IC 27-1-22-28, unfair claims practices under IC 27-4-1, current IDOI filing and marketing standards, privacy and cybersecurity under IC 27-2-27 and genetic-information restrictions under IC 27-8-26, RESPA Sections 6, 8, 9, and 10, ALTA Best Practices, errors and omissions, records retention, Indiana property tax certifications, and the 50-question study capstone.

• -Identify the Indiana statutes, IDOI rules, ALTA forms, and core concepts taught in Lesson 3: Indiana Title Insurance Law, Producer Ethics, Rate Regulation, RESPA, and Compliance.
• -Apply the lesson's rules to realistic Indiana title insurance closings, commitments, and consumer disclosures.
• -Distinguish mandatory regulatory obligations from best-practice steps within the lesson topic.
• -Recognize the coverage triggers, exclusions, exceptions, and Indiana-specific endorsements that shape title policies covered in this lesson.