Course purpose
Bilingual online 3-hour Michigan insurance producer ethics CE - the ethics requirement of Michigan's producer continuing education (24 hours of continuing education per two-year license term, including 3 hours of ethics; MCL 500.1204c). It covers the producer's fiduciary duty and standard of conduct; Michigan's unfair trade practices law (the Michigan Insurance Code Chapter 20 (Unfair and Prohibited Trade Practices and Frauds), MCL 500.2001 to 500.2093 - misrepresentation, twisting, rebating, unfair claim settlement); the annuity best-interest standard and its four obligations (MCL 500.4151 to 500.4165 (Insurance Code Chapter 41a, Annuity Recommendation to Consumers; best-interest standard at MCL 500.4155, producer training at MCL 500.4160), enacted by 2020 PA 266, effective June 29, 2021); replacement, suitability, privacy, and conflicts of interest; insurance fraud; and Michigan Department of Insurance and Financial Services producer licensing and discipline (MCL 500.1239 (producer licensing under Chapter 12, MCL 500.1200 to 500.1247)) - with lesson knowledge checks, a final exam, a certificate, and CE reported to Michigan Department of Insurance and Financial Services through the DIFS Education Roster Entry System.
Acceptance responsibility
There is no single national approval body for this type of education course. If a court, officer, employer, school, or agency assigned the course, confirm that they accept an online certificate course before paying or relying on completion.
Before-purchase review materials
Students can share the course name, 3 hours / 180 minutes length, curriculum preview, published price, education-only boundaries, and verification details before paying.
Education-only boundary
This course is not pre-licensing and does not qualify you to sit for a Michigan licensing exam; it is post-license continuing education only. Michigan-approved continuing education (Michigan Department of Insurance and Financial Services (DIFS), Provider #1169). CE credit is earned only for the line(s) of authority and credit type DIFS approved for this course; confirm the credit type and hours apply to your specific license and renewal requirement before relying on it. Completion and CE credit are reported to the Michigan Department of Insurance and Financial Services through the DIFS Education Roster Entry System; the certificate documents completion but acceptance toward your renewal is governed by DIFS's records. Verify your CE transcript after completion.
Course timing
The course requires 3 hours / 180 minutes total. Lessons are completed online in sequence, and active course time is measured before the certificate can be issued.
Certificate requirements
A certificate is available after the student completes the course sequence, satisfies identity and seat-time controls, and passes the final review.
Bilingual access
The public information and core learning path are available in English and Spanish.
Price-match review
The posted tuition is $24.99. If a student finds a lower current public price for a comparable online certificate course, the request can be reviewed for a price match before purchase.
Support route
Support is handled by FAQ and email. A public phone number is not displayed unless a controlling rule requires one.
