Course purpose
Bilingual online 8-hour course satisfying Missouri's initial long-term care producer training required before soliciting, selling, or negotiating long-term care insurance (20 CSR 400-4.120 (initial 8 hours at (2), ongoing 4 hours at (3); approval authority RSMo 375.020.9(2))). It teaches LTC fundamentals and benefit design; the federal tax-qualified standard; suitability, underwriting, inflation protection, and replacement; and the required training topics, including the Missouri Long-Term Care Partnership Program and its dollar-for-dollar Medicaid asset disregard. It explains MO HealthNet - administered by the Missouri Department of Social Services, MO HealthNet Division - and its relationship to LTC eligibility; and Missouri's unfair trade practices law (the Missouri Unfair Trade Practice Act, RSMo 375.930 to 375.948) with producer discipline (RSMo 375.141 (producer licensing under RSMo 375.014 to 375.022)) - with lesson knowledge checks, a final exam, a certificate, and CE reported to Missouri Department of Commerce and Insurance through the NAIC State Based Systems (SBS).
Acceptance responsibility
There is no single national approval body for this type of education course. If a court, officer, employer, school, or agency assigned the course, confirm that they accept an online certificate course before paying or relying on completion.
Before-purchase review materials
Students can share the course name, 8 hours / 480 minutes length, curriculum preview, published price, education-only boundaries, and verification details before paying.
Education-only boundary
This course is not pre-licensing and does not qualify you to sit for a Missouri licensing exam; it is post-license continuing education only. Missouri-approved continuing education (Provider #500033124). CE credit is earned only for the line(s) of authority and credit type the Missouri Department of Commerce and Insurance approved for this course; confirm the credit type and hours apply to your specific license and biennial requirement before relying on it. Completion and CE credit are reported to Missouri through the NAIC State Based Systems (SBS); the certificate documents completion but acceptance toward your renewal is governed by the Department's records. Verify your CE transcript after completion.
Course timing
The course requires 8 hours / 480 minutes total. Lessons are completed online in sequence, and active course time is measured before the certificate can be issued.
Certificate requirements
A certificate is available after the student completes the course sequence, satisfies identity and seat-time controls, and passes the final review.
Bilingual access
The public information and core learning path are available in English and Spanish.
Price-match review
The posted tuition is $44.99. If a student finds a lower current public price for a comparable online certificate course, the request can be reviewed for a price match before purchase.
Support route
Support is handled by FAQ and email. A public phone number is not displayed unless a controlling rule requires one.
