Course purpose
Bilingual online 8-hour course satisfying Ohio's initial long-term care producer training required by ORC 3923.443 before selling, soliciting, or negotiating long-term care insurance (no producer may sell LTC on or after September 1, 2008 without it). It teaches LTC fundamentals and benefit design, the tax-qualified standard of IRC § 7702B, inflation protection and nonforfeiture, suitability, underwriting and replacement, and the consumer protections of Ohio's long-term care law (ORC Chapter 3923, ORC 3923.41-3923.48; OAC Chapter 3901-4). The Ohio portion covers the Ohio Qualified State Long-Term Care Insurance Partnership Program (OAC 3901-4-02) authorized by the DRA 2005, the dollar-for-dollar Medicaid asset disregard administered by the Ohio Department of Medicaid (ODM) through the county Department of Job and Family Services (CDJFS), the five-year look-back and IRC § 1035 exchanges, unfair and deceptive practices under ORC 3901.21, the producer discipline framework of ORC Chapter 3905 (ORC 3905.14), senior protection, and the NAIC LTC Model framework - with lesson knowledge checks, a final exam, a certificate, and CE reported to the Ohio Department of Insurance through the provider. Ohio's training may not include insurer- or product-specific content (ORC 3923.443).
Acceptance responsibility
There is no single national approval body for this type of education course. If a court, officer, employer, school, or agency assigned the course, confirm that they accept an online certificate course before paying or relying on completion.
Before-purchase review materials
Students can share the course name, 8 hours / 480 minutes length, curriculum preview, published price, education-only boundaries, and verification details before paying.
Education-only boundary
This course is not pre-licensing and does not qualify you to sit for an Ohio licensing exam; it is post-license continuing education only. It does not by itself complete your full biennial Ohio requirement (24 CE hours including 3 ethics hours); pair it with your other approved Ohio CE.
Course timing
The course requires 8 hours / 480 minutes total. Lessons are completed online in sequence, and active course time is measured before the certificate can be issued.
Certificate requirements
A certificate is available after the student completes the course sequence, satisfies identity and seat-time controls, and passes the final review.
Bilingual access
The public information and core learning path are available in English and Spanish.
Price-match review
The posted tuition is $44.99. If a student finds a lower current public price for a comparable online certificate course, the request can be reviewed for a price match before purchase.
Support route
Support is handled by FAQ and email. A public phone number is not displayed unless a controlling rule requires one.
