Texas TDI all-lines adjuster

Texas All-Lines Adjuster Prelicensing

The site is prepared for review and application. Payment, enrollment, certificates, and Texas credit stay closed until written approval is received.

Pending TDI approval

Provider registration and course preapproval must be completed before this course can enroll students, collect payment, issue certificates, report completions, or claim Texas adjuster prelicensing credit.

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40-credit-hour curriculum

The complete English and Spanish manuscripts are saved in the application packet. This view shows the public scope and timing map: 24 classroom-equivalent hours, 6 live/webinar hours, and 10 self-study hours.

1. Texas adjuster licensing, course boundaries, and professional ethics

4 hours / 200 min

Defines the Texas adjuster pathway, course approval boundary, staff/independent/public adjuster roles, and ethical claim-file habits.

2h classroom-equivalent · 1h live/webinar · 1h self-study

Provider approval, course approval, course ID, and approval-dependent advertising

Staff, independent, and public adjuster boundaries

Ethics, confidentiality, authority limits, and complaint escalation

2. Insurance terms, policy structure, and coverage reasoning

8 hours / 400 min

Builds the largest All-Lines exam domain: terms, policy parts, valuation, causation, proof of loss, reservations, subrogation, salvage, and appraisal.

5h classroom-equivalent · 1h live/webinar · 2h self-study

Declarations, insuring agreements, exclusions, conditions, and endorsements

Actual cash value, replacement cost, depreciation, deductibles, limits, and coinsurance

Proof of loss, reservation of rights, subrogation, salvage, and appraisal

3. Texas licensing requirements, marketing practices, renewals, and records

4 hours / 200 min

Covers fingerprints, exam-exemption timing, exact-name reporting, renewal and CE planning, marketing controls, record retention, and course-change triggers.

2h classroom-equivalent · 1h live/webinar · 1h self-study

Course completion is not license issuance and does not guarantee employment or reciprocity

Renewal and continuing education planning after licensure

Exact-name completion reporting, records, and 25% modification control

4. Claim lifecycle and Texas claim-handling compliance

5 hours / 250 min

Applies Chapter 542 prompt-payment timing, §541.060 unfair settlement practices, Stowers, Vail, Universe Life, complaint response, and defensible file notes.

3h classroom-equivalent · 1h live/webinar · 1h self-study

Acknowledgment, investigation, acceptance, denial, payment, and reopening

Prompt Payment of Claims Act deadlines and exposure

Unfair settlement practices, Stowers, bad faith, and complaint escalation

5. Personal lines property and auto loss analysis

5 hours / 250 min

Applies standard fire, Texas homeowners forms HO-A/HO-B/HO-AT/HO-BT, dwelling, contents, loss of use, liability, and Texas PAP concepts.

3h classroom-equivalent · 1h live/webinar · 1h self-study

Standard fire, Texas homeowners, dwelling, contents, and sublimits

Wind, water, theft, replacement cost, and loss-of-use claims

Texas PAP liability, physical damage, permissive use, and represented claimants

6. Commercial property, business income, and liability claims

4 hours / 200 min

Builds commercial-lines judgment for building and business personal property, business income, coinsurance, ordinance or law, equipment breakdown, CGL, and property of others.

3h classroom-equivalent · 0h live/webinar · 1h self-study

Building, business personal property, property of others, and schedules

Business income, period of restoration, financial proof, and mitigation

CGL occurrence, exclusions, defense, and reservation of rights

7. Maritime, transportation, bonds, extensions, and specialty coverages

3 hours / 150 min

Covers inland marine, ocean marine, builders risk, bonds, surety, additional coverages, exclusions, extensions, and specialty claim documentation.

2h classroom-equivalent · 0h live/webinar · 1h self-study

Mobile property, property in transit, cargo, hull, and marine documents

Builders risk, principal, obligee, surety, performance bonds, payment bonds, and fidelity bonds

Debris removal, ordinance or law, water, mold, and coverage exceptions

8. Workers compensation, catastrophe adjusting, fraud, and recovery

5 hours / 250 min

Addresses Texas workers compensation, non-subscription, catastrophe workflow, wind/hail, Chapter 542A, fraud, SIU referral, recovery, appraisal, mediation, and litigation records.

3h classroom-equivalent · 1h live/webinar · 1h self-study

Texas Workers' Compensation Act, occupational injury, benefits, and non-subscription

Catastrophe volume, wind/hail, flood sorting, and Chapter 542A property-damage claims

Fraud indicators, SIU referral, subrogation, salvage, appraisal, mediation, and litigation support

9. Integrated scenario review and final-exam readiness

2 hours / 100 min

Prepares students for application-level closed-book final reasoning, AI-first proctoring, alternate-form retakes, certificates, and post-course licensing boundaries.

1h classroom-equivalent · 0h live/webinar · 1h self-study

Application-level method: facts, policy, authority, documentation

Random sampling, option shuffling, closed-book integrity, and alternate forms

AI-assisted disinterested proctoring, human fallback, completion, and next licensing steps