Course purpose
Bilingual online 4-hour course satisfying Virginia's one-time annuity training (14VAC5-45-45) a producer must complete before selling, soliciting, or negotiating annuities. It teaches the annuity best-interest standard of 14VAC5-45 (Rules Governing Suitability in Annuity Transactions, NAIC 2020 model) and the four obligations - care, disclosure, conflict of interest, and documentation - plus annuity fundamentals, taxation and IRC § 1035 exchanges, replacement analysis, the Code of Virginia Title 38.2 Chapter 5 unfair trade practices (misrepresentation § 38.2-502/§ 38.2-512, rebating § 38.2-509), senior protection, and the Bureau of Insurance discipline process (Title 38.2 Chapter 18, § 38.2-1831) - with lesson knowledge checks, a final exam, a certificate, and CE reporting to Virginia through the provider.
Acceptance responsibility
There is no single national approval body for this type of education course. If a court, officer, employer, school, or agency assigned the course, confirm that they accept an online certificate course before paying or relying on completion.
Before-purchase review materials
Students can share the course name, 4 hours / 240 minutes length, curriculum preview, published price, education-only boundaries, and verification details before paying.
Education-only boundary
This course is not pre-licensing and does not qualify you to sit for a Virginia licensing exam; it is post-license continuing education only.
Course timing
The course requires 4 hours / 240 minutes total. Lessons are completed online in sequence, and active course time is measured before the certificate can be issued.
Certificate requirements
A certificate is available after the student completes the course sequence, satisfies identity and seat-time controls, and passes the final review.
Bilingual access
The public information and core learning path are available in English and Spanish.
Price-match review
The posted tuition is $24.99. If a student finds a lower current public price for a comparable online certificate course, the request can be reviewed for a price match before purchase.
Support route
Support is handled by FAQ and email. A public phone number is not displayed unless a controlling rule requires one.
