WV OIC-approved
Course approved by the West Virginia Offices of the Insurance Commissioner under Chapter 33 of the WV Code. Provider #237856.
West Virginia Property & Casualty Insurance Prelicensing (40-Hour)
Bilingual English and Spanish40 hoursOpen enrollment
WV OIC-approved insurance prelicensingOpen enrollmentBilingual English and Spanish
West Virginia Property & Casualty Insurance Prelicensing (40-Hour)
A 40-hour online self-study course for the West Virginia Property & Casualty producer license (20 hours Property + 20 hours Casualty). Approved by the West Virginia Offices of the Insurance Commissioner (WV OIC, Provider #237856, Course #114655). Bilingual English/Spanish, with a large question bank and a monitored final exam.
Content developed by Ankur Fadia, MD, aligned to the WV insurance exam content outlines.
Open enrollment
WV OIC approved — enroll now for $189.99
This course is approved by the West Virginia Offices of the Insurance Commissioner (WV OIC, Provider #237856, Course #114655). Public enrollment, payment, the PL 789E completion certificate, and completion reporting to the OIC are open. Includes The 90 Club™: a mastery rebate for a high first-attempt score.
Enroll now — $189.99WV OIC
Provider #237856 · Course #114655
200+
practice questions
EN / ES
fully bilingual
$189.99
all-inclusive · 40 hours
From Driver Course Platform LLC (National Course Portal) — Florida DFS-approved (Provider #374870, 8 live courses) and now WV OIC-approved (Provider #237856).
What you get
A complete 40-hour course that teaches — not just a list of statutes
Forty-hour internet self-study prelicensing course for the West Virginia Property & Casualty insurance license (20 credit hours Property + 20 credit hours Casualty). Ten sequential lessons covering WV OIC regulatory authority under Chapter 33, producer licensing under §33-12, the §33-11-4 unfair trade practices catalog, the §33-12-8 CE framework, fundamental P&C concepts (risk, hazard, peril, loss, indemnity, insurable interest under §33-6-3, contract law, binders under §33-6-18); Property general knowledge covering ISO Homeowners forms (HO-2 through HO-8), Dwelling Fire forms (DP-1, DP-2, DP-3), Commercial Property forms, Inland Marine, NFIP, valued policy law under §33-17-9; casualty/liability concepts (negligence elements, comparative fault, damages, limits, occurrence vs. claims-made); Casualty general knowledge covering ISO PAP, BAP, CGL CG 00 01, Commercial Crime, Workers' Comp under Chapter 23, professional liability (E&O, D&O, EPLI, medical malpractice under §33-20C, cyber, liquor), bonds (surety, fidelity), and umbrella/excess; WV state-specific covering auto financial responsibility under §17A-3-3 and §17D (including §17D-4-2 UM/UIM), §33-6-31 auto provisions, §33-6A-1 through §33-6A-4 auto cancellation/non-renewal, §33-20A WV Essential Insurance Coverage (FAIR) Plan, §33-26 WV Insurance Guaranty Association, §33-30 mine subsidence, §33-32 Risk Retention Act, comparative fault under §55-7-13a through 13d, lesson-end knowledge checks, and a monitored 100-question final exam (90 minutes, 70% passing) administered by a disinterested third party. The course final is separate from, and prepares the candidate for, the 150-item Pearson VUE WV P&C state licensing exam.
WV OIC-approved under Chapter 33 of the WV Code (Provider #237856).
Bilingual end to end: lessons, practice, final exam, and support in English and Spanish.
Large bank of 200 questions covering 50 P&C exam topics.
Monitored 100-question final exam (90 minutes, 70%) drawn from a randomized bank.
Verifiable PL 789E completion certificate after successful completion.
The 90 Club™: a mastery rebate for high first-attempt scores, included with enrollment.
Trust
Clear information before enrollment
Professionally informed education
Content developed by Ankur Fadia, MD, aligned to the WV Insurance examination content outlines effective July 1, 2024 and the Chapter 33 statutes.
Verifiable certificate
The PL 789E completion certificate shows course name, hours, completion date, certificate ID, and verification details.
Bilingual from the start
Public information and the core learning path are available in English and Spanish — a unique advantage in the WV market.
Question bank
200+ exam-style questions, unlimited practice attempts
The core of the course is a large bank of 200+ original exam-style questions (400+ with full English/Spanish parity) covering 50 WV P&C exam topics. Practice without limit with per-option rationales, then sit a monitored 100-question final exam drawn at random.
200+
exam-style questions
∞
practice attempts
Curriculum
10 lessons covering the Property & Casualty line
Ten lessons of ~4 instructional hours each, with knowledge checks, case studies, and per-lesson practice. Scan the modules below.
01
Lesson 1: WV Regulatory Framework, Producer Licensing, and Insurance Fundamentals
02
Lesson 2: Unfair Trade Practices, Continuing Education, Fraud, and Producer Ethics
03
Lesson 3: Homeowners and Dwelling Fire Insurance
04
Lesson 4: Commercial Property, Inland Marine, NFIP, and Specialty Property
05
Lesson 5: Casualty and Liability Concepts — Tort Law, Negligence, Damages, Limits, and Triggers
06
Lesson 6: Personal Auto (PAP) and Commercial Auto (BAP)
07
Lesson 7: Workers' Compensation, Commercial General Liability, and Coverage Triggers
08
Lesson 8: Commercial Crime, Bonds, Professional Liability, and Umbrella/Excess
09
Lesson 9: West Virginia State-Specific P&C Laws
10
Lesson 10: Final Review, Monitored Mock Final, and Test-Taking Strategy
Certificate
Verifiable PL 789E completion certificate
After successful completion (course time, lessons, knowledge checks, identity attestation, and the final exam), a verifiable PL 789E certificate is issued. Certificate issuance and OIC completion reporting are active.
State exam
After the course: the Pearson VUE state exam
West Virginia requires the Pearson VUE Property and Casualty state exam after satisfactory completion of this approved 40-hour course. The state exam has 150 scored questions, 210 minutes, and 70% passing (Property 50, Casualty 50, WV-specific 40). Do not confuse the course final (100 questions / 90 minutes) with the state exam (150 questions / 210 minutes).
Important limits
What this course does not do
Does not authorize the holder to act as a WV insurance producer; you must pass the Pearson VUE state exam and obtain an OIC license.
Does not replace the separate Pearson VUE WV Property & Casualty state exam (150 questions, 210 minutes, 70%).
The PL 789E certificate is valid for six (6) months from course completion under WV OIC policy.
Frequently asked
Before you enroll
Is this really WV OIC-approved?
Yes. Approved by the West Virginia Offices of the Insurance Commissioner on 2026-06-17 (Provider #237856, Course #114655). Enrollment, payment, the PL 789E certificate, and OIC completion reporting are open.
How large is the question bank?
200+ original exam-style questions (400+ with English/Spanish parity), with unlimited practice attempts and per-option rationales.
Is the whole course in Spanish?
Yes. Lessons, practice, the final exam, the certificate, and support are all available in English and Spanish — the only fully bilingual WV option.
What is The 90 Club™?
A mastery rebate included with enrollment: score 90%+ on your first final-exam attempt and get money back under the posted terms.
Compare the price
The 40-hour West Virginia Property & Casualty (20 hours Property + 20 hours Casualty) producer pre-licensing course at major national schools, compared with National Course Portal. West Virginia requires 40 hours of pre-licensing education for the combined Property & Casualty line of authority before the Pearson VUE state exam. National Course Portal is the only fully bilingual (English/Spanish) option, with a large question bank, a monitored final, and a money-back mastery rebate.
Provider
Hours
Price
Notes
Source
National Course Portal
40 hr
$189.99
Only fully bilingual EN/ES WV option · large question bank · monitored final · money-back rebate (The 90 Club™)
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Competitor prices verified June 2026 from each provider's public site; subject to change. National Course Portal is the only fully bilingual West Virginia option with a large question bank, a monitored final exam, and a money-back mastery rebate.
This course is provided by Driver Course Platform LLC d/b/a National Course Portal. It is approved by the West Virginia Offices of the Insurance Commissioner (Provider #237856, Course #114655, approved 2026-06-17). Public enrollment, payment, PL 789E certificate issuance, and completion reporting to the OIC are open. Completing this course alone does not authorize you to act as a producer; the candidate must pass the Pearson VUE state exam and obtain an OIC license.
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